Ray Electric Bikes sells payment policy to riders across the United States, shipped from our store in Irvine, California. Below you will find clear, practical guidance on payment policy.
Payment Policy
Accepted payment methods
- Credit and debit cards through an approved payment processor
- PayPal
- Apple Pay
- Google Pay
- Financing through an approved third-party provider — see Financing Information
Security
The entire site runs over HTTPS. Card details are captured and processed by a PCI-compliant payment provider. Ray Electric Bikes does not collect, see or store full card numbers on this website.
Currency and pricing
All prices are shown and charged in U.S. dollars. Applicable sales tax is calculated at checkout based on your shipping address. The full order total, including shipping and tax, is displayed before you submit the order. There are no hidden fees and no surcharge for using a particular payment method.
When you are charged
Payment is taken when you place the order unless a specific payment method states otherwise. An authorization hold from your bank is not a completed charge and will drop off if an order is not completed.
Declined payments and verification
Payments may be declined by your bank or by our fraud screening. For high-value orders we may ask you to verify your identity or billing address before dispatch, and we may cancel and refund an order we cannot verify.
Pricing errors
If an item is listed at an obviously incorrect price due to a system or human error, we will contact you before dispatch and offer either the corrected price or a full cancellation and refund.

Payment Policy from Ray Electric Bikes
Ray Electric Bikes LLC is a family-run store in Irvine, California. We sell payment policy to riders across the United States. Because we check every build by hand, you get a bike that is ready to ride. Also, every order keeps its full manufacturer warranty.
Talk to a real person about payment policy
First, tell us how far you ride each day. Then we suggest payment policy that suit your route, your budget and your storage space. Finally, we confirm delivery timing before you pay. You can also browse our full range, the brands we stock and our buying guide.
Ride safely and charge safely
Always wear a helmet and follow your state and local rules. In addition, charge indoors with the charger supplied. For general rider guidance we follow the CPSC bicycle safety guidance. Therefore our advice matches national safety standards.
Contact us about payment policy
Call +1 213-657-0405 or email Info@rayelectricbikes.com. Visit us at 3800 Barranca Parkway, Suite J, Irvine, CA 92606. We answer every question about payment policy, before and after you buy.
